How Long Will It Take On Claim To Recoup Premiums Paid

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Hypothetical Annual Premium of $2,8371
Age Premiums Paid Daily Benefit
5% Compound
Number of Days on Full Claim
to Recoup Premiums Paid2
52
$2,837
$310
9
53
$5,674
$326
17
54
$8,511
$342
25
55
$11,348
$359
32
56
$14,185
$377
38
57
$17,022
$396
43
58
$19,859
$416
48
59
$22,696
$437
52
60
$25,533
$459
56
61
$28,370
$482
59
62
$31,207
$506
62
63
$34,044
$531
64
64
$36,881
$558
66
65
$39,718
$586
68
66
$42,555
$615
69
67
$45,392
$646
70
68
$48,229
$678
71
69
$51,066
$712
72
70
$53,903
$748
72
71
$56,740
$785
72
72
$59,577
$824
72
73
$62,414
$865
72
74
$65,251
$908
72
75
$68,088
$953
71
76
$70,925
$1,001
71
77
$73,762
$1,051
70
78
$76,599
$1,104
69
79
$79,436
$1,159
69
80
$82,273
$1,217
68
81
$85,110
$1,278
67

1. Interest credited at the end of the year. Hypothetical premium based on $ $310/Day, 100% Home Health, Three Year, 5% Compound Inflation Rider and 90 Day Elimination Period with Spousal & Preferred Discounts. Policies vary, consult your agent about specific plan design and premiums for your individual situation.

2. These numbers are after the satisfaction of the 90 Day Elimination Period.