About Us


Kathy Kemp Jensen obtained her Life and Health License in 1988.  She is the principal of KKJ Consulting, LLC, specializing in Long Term Care and Medicare Insurance consultations representing multiple carriers.  Prior to starting KKJ Consulting, she spent thirty two years working for a major insurance carrier working with independent agencies in a management/consulting position.  In that role she had the opportunity to sell LTC insurance to many of the agencies' clients and found the experience rewarding and fulfilling.  For her it is personal as she has seen family members and friends go through the pain mentally and financially that result from having a relative in a long term care situation.  The question is not who will take care of you when you live a long life and need care; it’s what providing that care will do to your family and your retirement portfolio.

Having retired from that corporate position she has chosen to dedicate her business to helping families plan for their long term care needs as well as helping members choose their Medicare options.  She recognizes that there are different approaches to each client's situation. Her desire is for her clients to be informed of the options and to assist them to find the most cost-effective solutions for their needs. 

She holds the LUTCF (Life Underwriting Training Council Fellow), CIC (Certified Insurance Counselor) and CLTC (Certified in Long Term Care) professional designations.  She is licensed in New York, Pennsylvania, Ohio and Florida.  She is available to assist with Medicare Insurance consultations and Long Term Care consultations in Pennsylvania and New York.


A western New York native, Kathy lives just over the border in Pennsylvania with her husband, Fred and dog, Dandy. When not working she enjoys gardening, nature photography, her horses, and watching football.