A Note From Katherine

I would like to take this opportunity to welcome you and thank you for taking the time to visit this site. I encourage you to take advantage of the tools and information that are supplied. Here we have provided you information on Medicare as well as Long Term Care Insurance. 

If you are here to learn more about Medicare then click the tab About Medicare for information to help you decide which Medicare options you should choose. We will be happy to clarify any questions you might have and can offer you several options to choose from.

If your interest is Long Term Care Insurance there are several pages to help you reach an educated and informed decision about whether long-term care insurance is appropriate for you. After you have had time to review the information and work with the LTCI Planning Tools we will be happy to address any questions or concerns you might have regarding long-term care or long-term care insurance.   You can contact us by email or telephone us at one of the numbers above.

Thank you once again for visiting the site. I look forward to assisting you in the near future.


Choosing the right Medicare options can be confusing. Do you want a Supplement or would Medicare Advantage work for you? What about Prescription Drug Coverage? Every person has different needs. Some clients prefer to pay a monthly premium knowing they will have no copayments and deductibles when coverage is needed.  Others prefer no monthly premiums but are willing to pay copayments and deductibles when coverage is needed.  Still others prefer something in between.  We evaluate your needs and review the options available to you. By representing multiple carriers we are able to offer you multiple options to choose from for your needs and budget.  We'll do the work at no cost to you other than the cost of the insurance you choose.  There is no obligation to purchase.  Our goal is to help you better understand Medicare Insurance as well as Long-Term Care (LTC) and Long-Term Care Insurance (LTCI) and how Long-Term Care Insurance can help you protect your hard-earned assets.

Our About Medicare page will give you a general understanding of the various Medicare products. Our Medicare Quote Page will give you information about plans available in your area.

In addition we have organized pertinent information and interactive tools that will help you understand Long-Term Care and the potential financial ramifications of a Long-Term Care need. We invite you to take your time and explore this information at your leisure, and if you have any questions, please feel free to contact us.

Who can you trust to help put together a plan to protect your family?  It is always sound advice to work with a financial or insurance professional.  One measure of competence is a commitment to educational programs that enhance expertise in a chosen field.  In the field of long term care planning, those who have achieved the CLTC designation stand out.  They have learned the skills necessary to draft a plan and fund it appropriately.    CLTC stands for “Certified in Long Term Care”.  Graduates have completed a rigorous multi-disciplinary course that focuses on the profession of long term care.  It gives them the skills to ask the right questions, craft the right plan and work with other professionals to implement it.  As a CLTC professional, we have the experience and expertise to work with you and your other advisors to create a plan that will protect you.  More importantly, it will protect those who you have promised to take care of.   



ElderCareMatters.com                                                                                http://www.ltc-cltc.com

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